The 'Stay vs. Move' Calculator not only provides immediate financial comparisons but also projects future gains or losses. For instance, if the market value gain in one year is $30,000 but the interest costs $10,000, you're still seeing a $20,000 gain. Remember, these projections are cumulative, so each year builds on the previous one, offering you a nuanced view of how your decision unfolds over time.

It's essential to consider all the benefits of either staying or moving. For example, a move might cost more initially but could save you money in commute costs or increase productivity in a new space. This tool gives you the numerical data but integrating your personal and lifestyle factors into this decision is crucial.